0% Finance

Westhill Bikes offers 0% finance through our trusted partner V12 Finance. V12 Finance offers you a budget friendly way to shop, allowing you to spread the cost of your purchases to make sure they don’t break the bank! Finance can be spread across 6 or 12 months, allowing you to choose the option which best suits you.
    • Only 10% deposit required on 6 or 12 months credit

How to purchase by finance

Purchasing through the V12 finance scheme has never been easier. Simply select the product you want, add it to your basket and when ready proceed to the checkout. You’ll then need to either log in or register an account. Once you’re logged in you’ll need to confirm delivery & your details. Click ‘Continue’ after each step. At the payment options stage click ‘Pay by Finance’. This will take you to V12 Finance so you can be approved for credit.

Who is V12 Retail Finance?

V12 Retail Finance is the UK’s only specialist retail finance provider and the number one choice for West Hill. Based in Cardiff, Wales the company has been offering retail, point of sale and interest-free finance for over 20 years, specialising in online finance. They pride themselves on having a simple, quick and easy application process and they give you the peace of mind that comes from working with a well-respected finance expert.


Credit is subject to status and available to permanent UK residents only. Finance is provided by V12 Retail Finance Limited. Registered in England and Wales 4585692.
Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ.
V12 is a trading name of Secure Trust Bank PLC. Registered in England and Wales 541132.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Registered Office for both: One Arleston Way, Solihull, B90 4LH.


Terms and conditions apply. Credit only available to over 18s and subject to status. FW3 Limited t/a Westhill Bikes is authorised and regulated by the Financial Conduct Authority 787166. FW3 Limited acts as a credit broker and only offers credit products for Secure Trust Bank PLC trading as V12 Retail Finance. FW3 Limited Wessex House, Teign Road, Newton Abbot, England, TQ12 4AA. Company registration number 06135458.